Home Insurance

A home insurance policy provides financial coverage to damage caused to the home by inevitable accidents, theft, vandalism, or disasters. Typically, there is coverage for the structure of the house, personal belongings, liability, and extra living expenses. Some home insurance policies also cover damage caused by household pets. Maintenance is usually not included and is the financial responsibility of the homeowners. Particular damage caused by natural disasters is also covered, but not everything. For example, flood coverage is provided through the Federal Government, but a flood policy is also bought from an insurance agency. In most cases, earthquake insurance needs to be separately purchased too. If you live in an area that is prone to floods, you must seek flood insurance coverage.

For Oregon residents, you should contact a local insurance agent to meet any state-specific requirements. The agents can also guide you to any discounts or tax deductions that you can claim. Some examples of possible discounts include getting a lower rate when you bundle different types of insurance. If your house is brand new or you have specific protective devices installed, that could lower your insurance premium. More specific to new residents of Oregon that have moved from drier states, you might be shocked to see mold damage on unheated areas of your house. A smart local agent should be able to guide new residents on how to avoid common pitfalls while living in the state of Oregon.

Shannon Jennings Insurance, LLC in Oregon can help you get a home insurance policy that is suited to your situation. Not only do we have a professional team, but our team is well-versed in-home insurance policies in the state of Oregon. We can guide you to your specific needs and goals. Get in touch with us by giving up a call or stopping by our office. Shannon Jennings Insurance, LLC will be glad to assist you in finding the right policy for your lifestyle and help you acquire a quote.

While we are located in North Plains, Oregon, we serve clients all across Oregon, Washington, Idaho, Montana, & Utah.